Kids’ accounts with ڰϹٷ
Soon available. Sign up to our waitlist now and be among the first to get access to kid’s accounts and the “Frühstart-Rente”.

Welcome to the Family
Soon we will launch kids’ accounts, making it possible to start investing for the future of your children with ڰϹٷ.
As soon as the "Frühstart-Rente", announced in the coalition agreement, is legally established, ڰϹٷ plans to offer the kids' accounts with government support.
Low costs
ڰϹٷ kids' accounts offer our usual attractive terms: no account fees.
Digital onboarding
Quickly open your kid's account via web or app. No paperwork required.
Flexibility
One-off investment or savings: your children also benefit from 2% interest p.a.*, trading flat rate and savings plans from €1 on stocks, ETFs & Co.
Here's what's next
The steps to ڰϹٷ's kids' accounts.
What costs apply?
There are no additional costs associated with opening the Kids’ accounts. All other costs such as investment-related expenses are exactly the same as in the legal guardians’ ڰϹٷ accounts, e.g. FREE or PRIME+ Broker. Learn more about our broker plans in detail.
When will Kids’ accounts be available?
We will soon be introducing kids’ accounts step-by-step. Sign up for the waiting list to be among the first to be informed.
Do I need an account as a parent too?
Yes, all legal guardians need a ڰϹٷ account. The account can be opened anytime.
Will I be able to benefit from the tax free allowance and non-assessment certificate?
Yes, your child will own the account and thereby you can benefit from the tax allowance for children.
How many kids’ accounts can I open?
You can open as many kids’ accounts as you have children.
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